A cultured pearl gem-set choker. The front panel designed as an oval-shape sapphire collet...

Overall condition good with some surface scratches to metal of centre piece, more pronounced on rear side.  Diamonds well matched and bright.  Individual size prevents accurate colour and clarity assessment.  Diamonds in overall good condition with minor abrasion One has a chip to table.  Sapphire is 6.5 x 4.5mm and is a medium dark blue with colour zoning seen. The sapphire shows fairly good clarity with typical inclusions. The sapphire is in good to fair condition with some abrasion to facet edges and a small chip to crown.  Rubies are 3 x 4mm and are well matched and are a medium bright pink.  They show fairly good clarity with typical inclusions.  The rubies are in fair condition with some abrasion.  Pearls are a creamy white colour with rose overtones.  They have some surface blemishes and pits.  The pearls have a fairly good lustre and are fairly well matched with a small variation in size. The string is in fair to good condition. Clasp in good working order.